@book{9148,
	author = {Skipper, Harold D., and Kwon, W. Jean.},
	title = {Risk management and insurance :},
	publisher = {Blackwell Pub.,},
	year = {c2007.},
	address = {Malden, MA :},
	url = {http://www.loc.gov/catdir/toc/ecip079/2007002718.html}
}